Financially desperate employees “resign” to get their retirement savings

Momentum Corporate experts explain what your will covers and what it doesn’t this National Wills Week.

Published on: September 27, 2021
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Don’t make life even tougher for your loved ones if you die

Momentum Corporate experts explain what your will covers and what it doesn’t this National Wills Week.

Published on: September 13, 2021
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Empowering women on their journey to financial success

Women are breaking glass ceilings and have achieved incredible success across all disciplines in the last few decades.

Published on: August 27, 2021
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Qhawe Mdikane on her journey to the top and her vision for women leadership

While you might not be familiar with her name, chances are you’ve come across or engaged with Qhawekazi Mdikane’s work at some point in your life.

Published on: August 18, 2021
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Early Access House view

There has been much speculation since the onset of the pandemic about the possibility of giving employed retirement fund members, hard hit by salary cuts, freezes and retrenchments due to Covid-19 and lockdown, access to a portion of their retirement savings.

Published on: August 17, 2021
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Women’s Month Single working mothers need to protect their ability to earn an income

The latest Stats SA General Household report revealed 41,8% of the households in South Africa were headed by women. Approximately 7.2 million South African women are either the sole or the main income earners in their families.

Published on: August 11, 2021
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Why umbrella fund make so much sense

The move to multi-employer umbrella funds has been accelerating as companies, members and Government-driven retirement reform searches for greater cost efficiencies.

Published on: August 6, 2021
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Supplement your business to diversify income streams

Face-to-face interactions have reduced as people try to protect themselves and avoid spreading the Coronavirus.

Published on: August 5, 2021
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Help Retirement Fund Members navigate the Complexities of divorce

No couple believes on their wedding day that their newly minted union will end in divorce.

Published on: August 1, 2021
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Member Engagement Piece

Member engagement should be instrumental in empowering retirement fund members and creating better financial outcomes.

Published on: July 31, 2021
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Covid savings for Retirement

Make your Covid savings work for your future. Covid and lockdown has up-ended our lives on many fronts.

Published on: July 30, 2021
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Are employees and employers on the same page around new work models?

Recent research by Momentum Corporate shows how navigating the pandemic unified leadership teams, while employees have generally found their leaders to be caring and empathetic as they lead their organisations through the challenges of Covid-19.

Published on: July 26, 2021
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How empowering member engagement improves financial outcomes

Member engagement should be instrumental in empowering retirement fund members and creating better financial outcomes.

Published on: June 15, 2021
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Resilient employees make for resilient businesses

As Covid-19 continues to reshape our world, business leaders are asking themselves how they can protect  their organisations against future crises and remain sustainably successful amid unrelenting change and uncertainty in a post-pandemic world.

Published on: June 9, 2021
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Why moving to an umbrella fund makes sense for many businesses

For some years now, the number of private standalone retirement funds has steadily declined, giving way to an ever-increasing selection of umbrella funds.

Published on: May 24, 2021
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Industry-first virtual funeral benefit for employees

New benefit from Momentum Corporate covers mobile data to stream virtual funerals, telephonic assistance with arrangements and access to discounted service providers.

Published on: May 17, 2021
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Handle your retirement savings with care

With record levels of unemployment and millions of retrenchments hitting the South African workforce, retirement savings become a convenient lifeline for people who have lost their jobs.

Published on: May 10, 2021
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Standalone versus umbrella funds: What to tell your clients

Companies’ search for greater cost-efficiencies is evident across most sectors in the Covid-19 battered economy, and retirement funds and group employee benefits are no exception.

Published on: April 28, 2021
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The property market isn’t dead – and here’s how your retirement fund can help you get in

Banks don’t always approve a home loan for the full property price, but Shameer Chothia explains how your retirement savings can help bridge the gap.

Published on: April 13, 2021
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The changing face of funeral benefits for employees

Covid-19 has created waves of change and new challenges, even in the funeral space. This is why it is important to regularly review the funeral benefits your clients offer their employees, to make sure…

Published on: April 13, 2021
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A critical illness wave is on the way

While businesses are still reeling from the impact of the Covid-19 pandemic on workplaces, an ominous lull in critical illness claims is the calm before a new storm on the way.

Published on: April 12, 2021
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Why an overindebted workforce is bad for business

Ronelle Kind, General Manager Employee Financial Wellbeing from Momentum Corporate explains why it’s in the best interests of businesses to empower their employees to get on top of their personal finances.

Published on: April 9, 2021
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A holistic approach to employee benefits is good for you and your clients

Has your doctor ever spoken to you about the benefits of a holistic approach to health – a view that looks at the whole person and all the different aspects of good health? Interestingly, the same thinking…

Published on: March 17, 2021
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Blood on the factory floor as firms close

Johannesburg – South Africa’s job prospects are worsening, with more companies closing their doors due to tough economic times amplified by Covid-19.

Published on: March 12, 2021
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Get up close and personal with your group insurance benefits

Have you ever underestimated someone simply because you didn’t really know them? This is also true when it comes to financial benefits, particularly those we access through our employer, like group insurance.

Published on: March 9, 2021
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An eye opener for many of us

Company culture in today’s environment is important. Covid-19 has opened up a new way of working, and things will continue like this for a while.

Published on: March 8, 2021
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Do your employees feel appreciated and protected in these uncertain times?

In a bid to win the war for talent, retain valuable skills and protect their employees from the financial impact of certain life events, many companies provide group insurance benefits for their employees.

Published on: February 23, 2021
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#TipsForMoF: We ask the experts for advice on this year’s Budget

In a well-timed Tweet that gathered momentum before evolving into a full-blown campaign backed by Treasury, Finance Minister Tito Mboweni has put South Africa’s armchair critics…

Published on: February 23, 2021
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Businesses are crucial gateways for creating inclusive prosperity

The 2021 Budget received a generally positive response from many quarters, which was reflected in a rise in markets on the day. Dumo Mbethe, CEO of Momentum Corporate…

Published on: February 25, 2021
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World Cancer Day: How the alarming rise in cancer impacts South African workplaces

Momentum Corporate’s analysis of income disability claims over the last decade shows that overall cancer claims increased by 60% and now represent 16% of all claims. 

Published on: February 3, 2021
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How new provident fund rules help you secure your post-retirement income

As part of its retirement reform initiatives and in a push to help provident fund members secure an income during retirement, Government will now be treating provident funds more like pension and retirement annuity funds.

Published on: January 29, 2021
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The prolonged impact of COVID-19 on productivity and disability benefits

During the early stages of the COVID-19 pandemic, the disease was seen largely as a short-term illness with survivors seeming to recover quickly.

Published on: December 18, 2020
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Why staying on course should be on your new year’s financial resolution list

The end of the year is often about reflecting on the changes we want to make in our lives – changes to our eating plans, exercise regimes, relationships or even financial plans.

Published on: December 18, 2020
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What happens to employee benefits in a business restructure

Statistics South Africa has referred to the second quarter of 2020 as the ‘pandemic quarter’, with this period seeing the biggest GDP decline since the global financial crisis of 2009…

Published on: October 26, 2020
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People are living longer, baby boomers retiring later

Many South Africans either do not have the funds to contribute to savings after their monthly budgets have been exhausted, or they feel that saving for retirement is just not that important.

Published on: October 26, 2020
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Medium-Term Budget Policy Statement (MTBPS) commentary

Dumo Mbethe, CEO of Momentum Corporate, confirmed that Momentum Corporate continues to support a review of Regulation 28…

Published on: October 26, 2020
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Finance Indaba hears from the leaders spearheading the new world of work

Raisibe Morathi and other panellists shared their learnings from working through Covid-19.

Published on: October 26, 2020
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Exploring new business frontiers with employee benefits

As you evaluate new opportunities for your business, employee benefits can be a game changer, and your existing client base may be ripe with opportunities.

Published on: October 26, 2020
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New stats reveal women are lagging in retirement savings and are debilitated by stress

Momentum Corporate statistics highlights key focus areas for employers to close the gender gap when it comes to insurance and retirement benefits for employees.

Published on: October 21, 2020
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How well are default regulation strategies holding up in the new normal?

The fallout from COVID-19 is disrupting all sectors and the retirement fund industry is no exception.

Published on: October 21, 2020
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GDP shockwaves set to put employee productivity under increasing pressure.

Expert shares practical tips on how retirement funds can help reduce impact of financial stress on employee productivity.

Published on: October 21, 2020
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How to get your financial health back on track? The answer may lie where you least expect.

Drawing on personal experience, CEO shares how your retirement fund and financial adviser can help take charge of your financial journey

Published on: October 21, 2020
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Tap into the talent and skills of late-stage career employees

The Fourth Industrial Revolution, changing world of work and rising longevity suggest that it’s time to rethink career planning.

Published on: October 21, 2020
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Retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen. 

Reframing clients’ notions about retirement.

Published on: September 23, 2020
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Time to reframe your clients’ notions about retirement

The Fourth Industrial Revolution, changing world of work and rising longevity suggest that it’s time to rethink career planning and retirement.

Published on: September 23, 2020
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What looming M&As, restructures and retrenchments mean for employee insurance cover and retirement savings

Momentum Corporate CEO discusses closing the R15.4 trillion life insurance gap and improving bleak retirement outcomes…

Published on: September 10, 2020
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What a weekly family feast meal and women’s financial health have in common

New data from Momentum Corporate shows where women need to take ownership of their financial destiny

Published on: August 31, 2020
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The property market isn’t dead – and here’s how your retirement fund can help you get in

Online property listing portals saw a decline in activity at the start of the lockdown, but it has been increasing steadily.

Published on: August 12, 2020
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Employers looking to the cost efficiencies and improved flexibility of umbrella funds amidst current economic pressures

Companies’ search for greater cost-efficiencies is evident across most sectors in the COVID-19 battered economy.

Published on: August 7, 2020
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Interest rate change and emergency regulations – what they mean for your annuity income

On 23 July 2020, the South African Reserve Bank announced another 25 basis point cut in the repo rate, bringing it to 3.5%, the lowest it has been in decades.

Published on: August 7, 2020
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60% drop in disability claims could mean an impending bottleneck
But what could the long-term fallout could look like

Momentum Corporate has seen a 60% drop in the disability claims notification rate since the lockdown began on the 27th March 2020.

Published on: June 29, 2020
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Remain calm – your retirement savings and COVID-19

Retirement fund members may be worried about the impact that volatility is having on the investment markets, where a big portion of their retirement savings is invested.

Published on: June 29, 2020
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Help your clients to meet employees’ insurance needs despite COVID-19 financial pressures

Many South African employees rely on group insurance benefits through their employer to meet their household’s financial needs.

Published on: June 29, 2020
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How well are default regulation strategies holding up in the new normal?

The fallout from COVID-19 is disrupting most sectors and the retirement fund industry is no exception.

Published on: June 29, 2020
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A retirement income product opportunity you need to consider

Many soon-to-be retirees are understandably worried. Their retirement plans may be in disarray as they face a serious decrease in the value of their retirement savings.

Published on: May 22, 2020
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Many employees rely on their employer’s group insurance benefits for financial protection

Why – and how – companies need to meet insurance needs despite financial pressures during COVID-19

Published on: May 21, 2020
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The Fourth Industrial Revolution heralds a new era for employee benefits

In the 2020 Budget, Finance Minister Tito Mboweni announced constructive measures to prepare tomorrow’s workforce for the Fourth Industrial Revolution.

Published on: Mar 17, 2020
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How to show up for your employees during these challenging times

No employee is untouched by the impact of measures to contain the COVID-19 pandemic in South Africa.

Published on: Apr 15, 2020
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How to save more for retirement in tough times

Right now waves of bad news are hitting us. The coronavirus. Our economy in recession. Uncertain investment markets.

Published on: Mar 20, 2020
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Employee benefits for Generation Z

They’ve been called “rebels with a cause”, “digital natives” and “millennials on steroids”.

Published on: Apr 08, 2020
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COVID-19 and your client’ retirement savings

All investors have probably noticed that the investment markets where a big portion of their retirement savings are invested have experienced volatility over the last weeks.

Published on: Mar 30, 2020
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Multiply the value your clients receive from their employee benefits

The role that employee benefits plays in the war for talent acquisition and retention is widely recognised by your clients.

Published on: Mar 30, 2020
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Retirement funds can help to give savings momentum

Government’s attempt in the recent budget speech to encourage South Africans to save more is welcomed.

Published on: Mar 12, 2020
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Coronavirus and the employee benefits covered

On 11 February 2020, the World Health Organization officially named the disease caused by the new Coronavirus strain “coronavirus disease 2019” or “COVID-19”.

Published on: Feb 28, 2020
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Meet insurance needs despite tight budgets

Budgets are tighter than ever in the current economic climate. Group insurance benefits are a cost-effective way to provide insurance that meets employees’ needs in the event of death, disability or critical illness.

Published on: Feb 23, 2020
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When your clients protect their employees, they protect their business

Life is unpredictable. The impact of employees’ unexpected life events, such as death, disability and critical illness, can have serious financial consequences for their employers, particularly smaller businesses.

Published on: Jan 14, 2020
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Talk to your smaller clients about employee benefits

While many small and medium-sized employers recognise the value of employee benefits, most still see it as administratively complex…

Published on: Dec 12, 2019
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The need for member education in the employee benefits environment

The default retirement fund regulations introduced earlier this year are aimed at supporting members of retirement funds to make better decisions at various points…

Published on: Oct 31, 2019
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Employee benefits – an untapped opportunity to grow your business portfolio

Along with some of the most successful leaders in business, most large organisations understand that critical to achieving a competitive industry edge…

Published on: Oct 25, 2019
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Make your clients’ employees aware of the potential hurdles on their journey to retirement

It is a harsh reality that many South Africans face a bleak retirement because they are either not saving enough, cash out their retirement savings when…

Published on: Oct 10, 2019
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The value of smooth bonus portfolios

Extreme volatility appears to be the order of the day when considering the economic environment over the recent years, with this uncertainty adding to the complexity…

Published on: Oct 03, 2019
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What to look out for when choosing the right annuity

Planning for retirement has one simple goal and that is to save enough money during working years to ensure that you can maintain the lifestyle you are…

Published on: Sep 05, 2019
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The impact of season change

As we welcome Spring and getting rid of the layers, we look forward to leaving the flu season behind. A change of season does not only bring transformation…

Published on: Sep 01, 2019
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Divorce and the negotiation for pension benefits

Divorce can be a painful experience for everyone involved. During the turmoil of negotiating the splitting of assets, maintenance and the custody of children enjoy priority…

Published on: Aug 15, 2019
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How will your clients’ employees death benefits be distributed?

: The main purpose of a retirement fund is simple: build up enough retirement savings during your working years so that you are able …

Published on: Aug 2, 2019
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Help your clients’ employees to get their house in order

While we live in uncertain times, the well-known phrase that ‘nothing is certain but death and taxes’ still rings true. However many retirement fund members lack the financial know-how for getting their house in order…

Published on: Jul 18, 2019
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Millennials and their moola

Millennials’ (25 to 34 year olds) representation in the workplace is growing rapidly and this group is expected to make up almost a quarter of the global workforce by 2020. 

Published on: Jun 19, 2019
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Employee benefits must keep pace with a dynamic workforce 

Given the ever-changing dynamic within the workforce, financial advisers need be able to offer their clients suitable employee benefits advice that’s adaptable to the needs of the evolving…

Published on: Jun 13, 2019
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Workshop to address concussion management in South African rugby

Following on from the successful South African Rugby Concussion Indaba held in Cape Town in January this year, a workshop was hosted at WITS University to deliver…

Published on: Jun 13, 2019
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Meaningful employee financial literacy requires going beyond default regulations

The default retirement fund regulations introduced in March this year are aimed at supporting members of retirement funds to make better decisions…

Published on: Jun 10, 2019
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Is your preferred retirement fund geared for millennials?

Millennials’ representation in the workplace has grown over the past five years from 39% to 52%. They are set to shape the world of work for many years…

Published on: Jun 6, 2019
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Underwriting and free cover limits in a group scheme

Disability and accidental death claims are rising in South Africa. Against the backdrop of South Africa’s 14 million income earners who face a combined insurance shortfall…

Published on: May 22, 2019
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Ensure your clients’ employees have needs-based death cover

While death is one of life’s certainties, the risks that can result in death are changing. So too is the need for death benefits across the SA workforce.

Published on: May 10, 2019
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Are your clients’ employees protected against the lifestyle related costs associated with cancer?

Cancer is statistically the fastest-growing critical illness in South Africa with a projected increase of 78% by 2030 according to the article “The future cost of cancer in South Africa…

Published on: Apr 26, 2019
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What to look for in a future-fit group insurance provider

Increasingly, group insurance is seen as a commoditised offering with its value demonstrated through the lowest price. However, understanding the state of well-being of employees…

Published on: Apr 12, 2019
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A price-only focus undermines the real value of group disability insurance

Group disability insurance in South Africa is highly commoditised. When purchasing group disability insurance, decisions are largely driven by price in many cases.

Published on: Mar 14, 2019
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Introducing a first for holistic financial planning

Many South African consumers have not yet embraced the idea of holistic financial planning. They tend to avoid paying for financial advice and end up with a suite of financial products that do not match their long term needs and goals.

Published on: Mar 14, 2019
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How to protect vulnerable employees’ retirement savings?

It was estimated by National Treasury in 2014 that as few as 6% of South Africans were able to retire comfortably without having to sacrifice…

Published on: Oct 26, 2018
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New research highlights how distracted employees damage company productivity

South African businesses are losing up to a staggering R89 billion per year due to unproductive employees…

Published on: Oct 26, 2018 
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Setting the bar for innovation in customer engagement

On Saturday, 18 August, Momentum Corporate’s Smart Underwriting solution won the silver award at the Loeries. 

Published on: Oct 26, 2018
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Are fees taking the bonus out of South African smooth bonus funds?

Given the volatile nature of local markets in recent years, smooth bonus funds have increased in popularity

Published on: Sep 2, 2018
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Impact of ‘presenteeism’ on South African workplaces

The Momentum Effective Employee IndexTM revealed that South African (SA) companies lost an estimated R25 billion due to absenteeism…
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Consumer Financial Vulnerability Index

The previous (Q1 2018) Consumer Financial Vulnerability Index (CFVI) release showed that consumers were experiencing lower levels of consumer financial…
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